Terms and Conditions
LAST UPDATED: JUNE 2026
1. Acceptance of Terms
By accessing and using portfoliovisuals.com ("Portfolio Visualizer"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this website.
2. No Financial Advice
The Portfolio Visualizer tool is designed to provide historical portfolio simulations for educational, academic, and informational purposes only.
Nothing on this website constitutes professional financial, investment, legal, or tax advice. We do not recommend the purchase or sale of any asset. Past performance does not guarantee future results. You should consult a licensed financial advisor before making any investment decisions.
3. Accuracy of Data
While we strive to ensure that the historical annual returns matrix (covering S&P 500, Bitcoin, Gold, and US Treasury Bonds) is accurate and sourced from reliable historical feeds, we make no representations or warranties regarding the absolute completeness, accuracy, or timeliness of the data. The simulation is a mathematical approximation based on annual returns and does not account for mid-year rebalancing slippages, broker fees, inflation adjustments, or specific tax events.
4. Intellectual Property
The code structure, visual layout, and interface styling are the intellectual property of Portfolio Visualizer. You may use this tool for personal, non-commercial purposes. You may not scrape, mirror, or repackage the data matrix or client-side engine scripts for commercial redistribution without our explicit written consent.
5. Limitation of Liability
In no event shall Portfolio Visualizer, its operators, or developers be liable for any direct, indirect, incidental, special, or consequential damages (including but not limited to loss of capital, investment losses, or data corruption) arising out of the use or inability to use this website.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of your local jurisdiction, without regard to conflict of law principles.